Dental Discount Cards Can Save You A Lot Of Money At The Dentist!

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Dental discount cards are designed to save you money. Most types of discount cards are issued when a person joins a discount dental plan. The card offers proof of membership and can provide savings of between 10% and 60% on most types of dental care.

Discount dental plans are unique. This is a great way to find a very affordable dental plan, but they are not like an insurance policy. Discount plans offer care at a significantly reduced rate. They also have many benefits that traditional dental insurance does not offer. The biggest benefit is that you can be seen right away for pre-existing conditions. In other words, unlike insurance, these are dental plans with no waiting period whatsoever. Once enrolled you can be seen by a participating dentist within 1-2 business days.

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Pre-Existing Conditions Are No Problem!

Pre-existing conditions are conditions such as injuries, decay, infection, etc that was already present at the time you purchased a dental plan. Dental insurance does not pay for any condition that they consider to be pre-existing. This is standard with most types of insurance. The word “insurance” is defined to mean “protection in the event of an unforeseen event”. Unforeseen, as in, “it hasn’t happened yet”.

Many insurance companies will eventually provide coverage for pre-existing conditions, but not until you’ve gone through a mandatory waiting period. This waiting period is usually between 6-12 months and there’s no guarantee that they’ll pay 100% of the costs after the waiting period has passed.

This means that if you are in pain now or have other dental work such as dental crowns or root canals that must be taken care of right away, and it’s obviously pre-existing, your best bet is to join a discount dental plan.

Discount dental plans are networks of dental providers that have agreed to provide professional care to they’re members at a reduced rate. These are the same dentists and specialists that you’re accustomed to seeing in the past. As a matter of fact, your current dentist may already be part of a network of providers. Some networks offer these providers incentives for participating in the network that may help them save money on their equipment and supplies needed in order to run their practice.

These providers also require that you pay the discounted fee at the time of your visit. There is no financing when using these dental discount cards. Everything is to be paid in full at the time of your visit. This benefits the dentist because they’re compensated immediately for their work and they don’t have to wait 45 days or more for an insurance company to pay them or deal with the hassle of financing.

Let’s take a look at how a discount dental plan can benefit you:

Let’s say you need to have a root canal performed on a front tooth. The usual cost of having this done is a national average of $795.00. Using a dental discount card, your cost would only be approximately $372.00 (at the time of this writing). That’s a savings of $423.00!

Note: This cost may vary somewhat by the region where you live and by the plan you choose.

Many card holders will pay the discounted fee by using their credit card and then pay it out monthly that way.

The Bottom Line

1. You’ll be able to get your teeth taken care of by a professional.
2. You won’t have to wait 6-12 months for the insurance company to help you.
3. You don’t have to wait or worry about being rejected because your condition is pre-existing.
4. You’ll instantly save 10-60% off the usual costs.
5. It’s a “win-win” situation for both you and the dentist.

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